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Are you creative or a creator?

When someone asks you to draw a picture of something, or dream up new ideas, or make comment on something some has made, do you respond “I’m not creative, I can’t do that?”

Hearing this from people frustrates me no end. It’s either an unfair judgment of someone’s own abilities – we can all be creative if we let ourselves be – or a copout that that type of work isn’t for us serious corporate adults – its for kids, or art students.

This is of course absurd. We’re all creative in many interesting and colourful ways.

Creativity has been discussed and debated by some of the worlds greatest minds, both in long and recent history. A real revolution in allowing creative thinking and activity is even making its way into the workplace – think colourful and expressive spaces and studios, 20 percent time, etc.

But we need to take it a new level.

We can all be creative, appreciate creative things. We can be artists, dreamers, visionaries.

But to advance ourselves (and our business opportunities) we also need to be creators of creative things – builders, sculptors, entrepreneurs, leaders, directors, project managers, and executors (not executioners).

Be inspired and interesting with your ideas, but make sure you’re also productive and make the idea come alive.

Be creative, and a creator.

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Three key trends that define the future evolution of the banking industry

From Jeff Carter via Amplify 09:

“Consumers expect to use new channels and have access to new solutions that leverage these powerful technologies

This consumer-led transformation joins three key trends that define the future evolution of the banking industry:

  • Demographic: Increasing US diversity, aging baby boomers, rise of “digital natives”
  • Technology evolution: Multi-channel integration, emerging digital distribution/mobile, non-traditional banking competitors, cloud computing evolution
  • Macro-economic changes: Increased wealth concentration, regulatory pressure, economic uncertainty, the rise of the rest (previously economically disadvantaged), globalization

These trends bring challenges and significant opportunities. The companies that harness these shifts will capture portions of the two largest profit pools in the world: Banking, with its financial services; and Payments of all forms. “

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Microsoft shows us interactivity of the future

<a href="http://video.msn.com/?mkt=en-GB&#038;playlist=videoByUuids:uuids:a517b260-bb6b-48b9-87ac-8e2743a28ec5&#038;showPlaylist=true&#038;from=shared" target="_new" title="Future Vision Montage">Video: Future Vision Montage</a>

Have a look at the film above from Microsoft Office Labs (read about the project here) – full 5 minute version over here at YouTube (I cant seem to load it). Cant quite seem to work out how this is futuristic if it merely shows interactive panels and not how our lives might have changed, how we truly will be embedded with technology.

You know there are few interesting things here to note that are always aspired to in these pieces:

  • The power of good interface and graphic design is usually the main difference in the current vs the future state – nice looking interfaces sell the possibility of a better future, so does this mean good graphic design is what makes complex technology accessible and understandable for people? Think about the technology you use today, how hard it can be to navigate, how hard to integrate to other systems, how platforms and versions of systems still dictate how YOU use YOUR data
  • The use of flat flat flat screens or even paper is prevelant – does this mean we’re replicating the paper experience with technology, and didnt we say this about books?
  • Is this piece really that futuristic then, given its flatscreen hardware with nice looking software that exists (or could exist, if we were good designers) now?

The answer here for me is that good design is something that currently is relatively futuristic. I think technology will reach a point where its capability is absolutely limitless, and it will be the interactive experience and usability that will prove the difference – this is of course true now, with iPhones and other new approaches to technology sharply pointing the focus back to the user rather than the technology development.

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Half a billion mobile TV viewers and subscribers in 2013

From Electronics News:

“The approaching switchover to all-digital television broadcasting will create an unprecedented opportunity for the mobile TV market, according to a recent study from ABI Research. While mobile broadcast TV was pioneered in Japan and South Korea, following the switchover traditional and mobile TV broadcasters and cellular operators in many regions will launch mobile TV services that are forecast to attract over 500 million viewers by 2013.”

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Delivering Digital Britain

Government outlines for the digitisation of their nations usually seem written by and for polticians rather than for the industries they’re meant to serve (dont worry, I’m not that naive to not know that), so its always with interest we read plans to roll out broadband, which pretty much seems to be the only major idea any of these things have. Britain has released:

Digital Britain: The Interim Report – Government outlines plans for UK’s digital transition

The Government has today published a plan to secure Britain’s place at the forefront of the global digital economy. The interim report contains more than 20 recommendations, including specific proposals on:

  • next generation networks
  • universal access to broadband
  • the creation of a second public service provider of scale
  • the modernisation of wireless radio spectrum holdings
  • a digital future for radio
  • a new deal for digital content rights
  • enhancing the digital delivery of public services

The Digital Britain Report underlines the importance of the communications sector, its crucial contribution to the economy and its role in building Britain’s industrial future.

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2009 IT Predictions from corporates and vendors

From AustralianIT:

“EVERYONE in the Australian IT business agrees this year is going to be a grinder.

The year ahead will be tough as the global financial crisis plays out, according to Australian IT’s

All the chief information officers, analysts, influencers and tech vendors interviewed for The Australian IT’s Predictions 2009 special say the year ahead will be tough as the global financial crisis plays out.

Corporate IT budgets are under closer scrutiny than ever, consumers are spending less and money is hard to borrow. There are some lifelines floating about.”

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No banks represented from what I can see, but certainly some providers to banks are there – IBM, Accenture, HP, Intel, Cisco, Citrix, Infosys, SAP.

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