Retail & corporate banking
Deposits, credit, branch economics, core infrastructure and regulation — how retail and corporate banks make (and lose) money.
Central bank digital currency: where pilot programs stand in 2026
Wholesale CBDC trials are outpacing retail ones. Here's the state of play across the markets that matter.
Deposit betas widen as banks compete for sticky cash
Retail deposit pricing has become the sharpest competitive lever since the last rate cycle turned. We map who's paying up and why.
Branch networks shrink again, but not where you'd expect
Closures are concentrated in dense urban corridors, while some regional lenders are quietly opening new branches. The data behind the split.
Capital buffers: what the next stress test cycle will actually test
A plain-language walkthrough of the scenarios supervisors are modeling for the coming review cycle.
Correspondent banking keeps consolidating
Fewer, larger relationships are handling more of the world's cross-border flows. What that means for smaller lenders.
Core banking migrations: lessons from three completed projects
What actually went right, and wrong, in the latest wave of legacy core replacements.
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